Mortgage Broker Oxford

Independent Mortgage Broker Oxford. No Fees for mortgages arranged over £100,000. Impartial Mortgage & Protection Ltd.  Fully professional service.

We offer an excellent service. For most of the mortgages that we arrange in Oxford we do not charge fees. Mortgage lenders pay us a small percentage of the mortgage arranged when it completes. We only charge you a fee in addition to this if the mortgage arranged is less than £100,000. For mortgages of under £100,000 there may be a fee for mortgage advice, the specific amount will depend upon your circumstances but our typical fee is £200.  We offer Zoom meetings on request.

We have access to exclusive mortgage deals available for clients in Oxford on a daily basis. These exclusive mortgage rates are not normally available to customers approaching the lender direct.

Impartial arrange residential mortgages in Oxford for home movers, first time buyers, remortgages and buy to let. We have thousands of clients all over the South of England. Many reviewing their mortgages every 2 or 3 years.

Impartial are not just Mortgage Brokers. We are also life insurance specialists, offer home insurance, income protection and home mover services, which is where clients can arrange solicitors quotes, removals and utilities quotes.

Please feel free to browse our mortgage best deal tables and mortgage calculator before contacting us. Like all other mortgage rates available on-line, we feel that these really should be used as a guide only as all lender have different acceptance criteria and fees that may not be obvious from mortgage rate tables.

Why struggle spending hours looking for the best mortgage rates in Oxford when we can do it for you.

Please refer to our Impartial Mortgages FAQ's for further information.

Getting a Credit Check

If you are considering a new mortgage, we recommend you start by checking your credit file online.  You can do this with several companies, but we recommend  Checkmyfile.com because their reports include searches from multiple agencies in 1 report.  Experian, Equifax and TransUnion. 

Checkmyfile.com offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.