Mortgage Broker New Milton

Independent Mortgage Broker New Milton. No Fees for mortgages arranged over £100,000. Mortgage advice in our office, your home or over the phone. 

We offer an excellent and professional mortgage service. For most of the mortgages that we arrange in New Milton we do not charge fees. This is because mortgage lenders pay us a small percentage of the mortgage arranged when it completes. We only charge you a fee in addition to this if the mortgage arranged is less than £100,000. For mortgages of under £100,000 there may be a fee for mortgage advice, the specific amount will depend upon your circumstances but our typical fee is £200.

Please feel free to research mortgages within the website. Our mortgage research tools and mortgage calculator are free to use 365 days of the year giving you all the up to date mortgage rates available. We do however believe that you would be better advised to speak to us before making any final decisions. A lot of mortgages carry lender fees that are not always in a client’s interest so just shopping for the cheapest mortgage interest rate is rarely the best mortgage for you.

We arrange mortgages with large lenders through to small Building Societies and have exclusive mortgage deals daily that the lender will not offer you if you contact them direct.

You may just need to know how much you can borrow for a mortgage in New Milton or want a portfolio of buy to let properties. Whatever the mortgage enquiry, please feel free to contact us.

Getting a Credit Check

If you are considering a new mortgage, we recommend you start by checking your credit file online.  You can do this with several companies, but we recommend  Checkmyfile.com  because their reports include searches from multiple agencies in 1 report.  Experian, Equifax and TransUnion. 

Checkmyfile.com offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.