Mortgage Broker Reading
Independent Mortgage Broker Reading. No Fees for mortgages arranged over £100,000. Mortgage advice in our office, your home or over the phone.
If you are looking for a mortgage in Reading we would like to think that you should look no further than Impartial. Please feel free to browse our site for the best remortgage, first time buyer and buy to let mortgage rates available. All our best buy tables are free to use without any obligation and no login or passwords are required. We also have a mortgage calculator if you would prefer to research mortgages and mortgage costs before contacting us.
Peter Moore is the local area manager for Reading and Basingstoke and lives in the area. Peter has over 20 years experience in finance.
If you need a mortgage arranged in Reading urgently then please let us know. We can and do arrange some mortgages within 24 hours of you contacting us. We don’t think a mortgage should be rushed but we can usually arrange the research and paperwork quickly ‘as long as it is a weekday’.
Impartial deal with some of the top UK companies for life insurance and arrange home insurance, landlords insurance, income protection, and other personal insurances.
So of you are looking for an expert Mortgage Broker in Reading who provides an excellent service then look no further. Every mortgage is followed from application, through to completion. We will also let you know when the initial fixed/tracker/discount or capped rate finishes.
Remortgaging your property in Reading
It is possible that you could save money by arranging a new mortgage deal. Whether this be a new rate with your current provider or by remortgaging to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have up to six months left of a fixed, tracker or discounted rate, we would recommend you speak to Impartial about your mortgage options.
We are a whole of market Reading Mortgage Broker. We research and arrange mortgages from across the whole market.
Reading Buy to Let Mortgages
There is good demand for rental properties in and around Reading.
If you are considering your first buy to let, we would recommend you seek independent mortgage advice.
You may already own a buy to let property or have a portfolio of properties and planning to purchase more? Impartial will talk you through your options and mortgages available before recommending the most suitable mortgage for you.
What happens when you contact us?
When you contact Impartial, we will initially discuss your needs, answer any questions and ask what we can do for you. A meeting can then me arranged, or we can email you a short mortgage questionnaire which you can complete and return in your own time. This helps us to understand your financial circumstances and needs so that we can recommend the most suitable mortgage for you.
How does the mortgage process work?
Most mortgages are arranged on-line by us. Once we know your personal information and financial circumstances we will recommend the best mortgage deal for you. We will then complete the agreement in principle (lender credit check) and then submit the application if accepted.
Proof of income and supporting documentation is then sent to the mortgage lender.
The lender arranges the valuation of the property and once this is returned, the case is normally reviewed and the mortgage offer issued.
Impartial will follow the progress of the mortgage from submission to the lender through to completion.
How long will it take?
Every mortgage is different. However, a general guide would be, remortgage 4-5 weeks and a purchase/home mover 6 weeks to 3 months dependent on number of buyers in the chain.
We can sometimes arrange a mortgage in Reading within 24 hours if it is urgent. As we are local the process is made easier.
Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
