Mortgage Broker Newbury

Independent Mortgage Broker based just outside Newbury. No Fees for mortgages arranged over £100,000.

Impartial arranges mortgages all over the South of England including Newbury on a weekly basis. We have hundreds of repeat customers every year and pride ourselves on long term relationships rather than one off mortgages.  

A good local Mortgage Broker should also be a long-term arrangement so we automatically contact you 2-3 months before your initial fixed, tracker or capped mortgage rate expires and shop around for the best mortgage deal if you want a better rate than the existing lender is offering.

Impartial are experts in Residential and Buy to Let mortgages. We will research and recommend the right mortgage for you and arrange any applications etc. Our job doesn’t end there. Every case is followed through to completion. Some on a daily basis. Dealing with Solicitors, Estate Agents and anyone else relevant to the mortgage.

For the majority of mortgages that we arrange we do not charge fees. Mortgage lenders pay us a small percentage of the mortgage arranged when it completes. We only charge you a fee in addition to this if the mortgage arranged is less than £100,000. For mortgages of under £100,000 there may be a fee for mortgage advice, the specific amount will depend upon your circumstances but our typical fee is £200.

A large percentage of our customers have been introduced to us through recommendations, which is a key part of our business. Treating each and every customer like they are our only customer is fundamental to the way we work.

We also deal with the top UK companies for Life Insurance and associated insurances.

If you are looking for a local Mortgage Broker in Newbury that offers a professional service.

Getting a Credit Check

If you are considering a new mortgage, we recommend you start by checking your credit file online.  You can do this with several companies, but we recommend  Checkmyfile.com because their reports include searches from multiple agencies in 1 report.  Experian, Equifax and TransUnion. 

Checkmyfile.com offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.