Mortgage Broker Portsmouth
Independent Mortgage Broker Portsmouth. We have been arranging mortgages in Portsmouth for over 20 years. No Fees for mortgages arranged over £100,000.
Impartial Mortgage & Protection Ltd are an independent Mortgage Broker. Impartial have also worked with the largest independent estate agent in Portsmouth so we have a very good knowledge of the area.
We are fully independent mortgage brokers and arrange all residential mortgages for purchase, remortgage and buy to let properties in Portsmouth and the surrounding areas. Before our office moved outside Portsmouth we were based in Drayton and Waterlooville but also have many existing clients in North End, Southsea, Denmead etc. We are therefore in Portsmouth on a weekly basis seeing clients year after year.
Just looking for the best ‘mortgage rate’ is never the only thing to consider when deciding which mortgage is best. There are always other factors to take into account, mortgage lender charges is the most notable one. We therefore consider your individual circumstances before making any recommendation rather than taking the best mortgage rate fits all approach.
There are no charges to you when we research or recommend mortgages in Portsmouth and you will be under no obligation if you use our free online daily updated best mortgage deals. We do however recommend that any mortgage should be advised by someone Independent and Impartial. Why do all the research and application and paperwork when you can use an Independent Mortgage Broker local to Portsmouth to do it for you.
If you are considering a new mortgage, we recommend you start by checking your credit file online. You can do this with several companies, but we recommend Checkmyfile.com because their reports include searches from multiple agencies in 1 report. Experian, Equifax and TransUnion.
Checkmyfile.com offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.
What types of mortgages do you arrange in Portsmouth?
We are a Portsmouth Mortgage Broker that arranges mortgages across the market.
We and arrange residential mortgages for first time buyers, movers, remortgages. This includes the very popular ‘fees free remortgages’ and buy to lets deals.
Do you charge fees for arranging mortgages in Portsmouth?
Mortgage lenders pay us a small percentage of the mortgage arranged when it completes. We only charge you a fee in addition to this if the mortgage arranged in Portsmouth is less than £100,000. For mortgages of under £100,000 there may be a fee for mortgage advice, the specific amount will depend upon your circumstances but our typical fee is £200.
Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Are you really independent?
Yes, there are a few lenders that do not use mortgage brokers and only arrange mortgages direct. They are few and far between however and often do not have better rates than an independent mortgage broker. We also have access to exclusive mortgage deals that clients going direct to a lender would not have access to.
Portsmouth, also known as also known as Pompey is packed with natural history. Portsmouth has the oldest Dry Dock in the world and the ferry port is one of the busiest in the UK.
Portsmouth is also home to the Royal Navy, the University of Portsmouth and Portsmouth (Pompy) football club.
It both a lovely place to work and live and is full of things to do and see and has a large selection of restaurants, clubs and bars for the evening. Port Solent and Gunwharf Quays in particular are up very popular.