Mortgage Brokers in Chichester

Independent Mortgage Broker Chichester with No Fees for mortgages arranged over £100,000.

At Impartial Mortgage & Protection Ltd we arrange pretty much all residential mortgages. From first time buyers to home movers and remortgages in Chichester, Bognor Regis and the surrounding areas.

We are a local broker, feel free to call us and we will arrange an informal meeting. We have been arranging mortgages in Chister for years and have built up a reputation for being fully both independent and professional.

We do not normally charge fees for mortgages arranged in Chichester if the loan is above £100,000. This is because we are paid by mortgage lenders to introduce business to them. A large percentage of our clients come from recommendations year after year and we pride ourselves on our customer service and quick service.

We deal with Estate Agents, valuers, lenders and solicitors on a daily basis to make any mortgage a smooth process for you.

So of you are looking for a mortgage in Chichester or would like to speak to a mortgage broker in Chichester please give us a call or email us.

Remortgaging your property in Chichester

It is possible that you could save money by arranging a new mortgage deal. Whether this be a new rate with your current provider or by remortgaging to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have up to six months left of a fixed, tracker or discounted rate, we would recommend you speak to Impartial about your mortgage options.

We are a whole of market Mortgage Broker.  We research and arrange mortgages from across the whole market. 

Chichester Buy to Let Mortgages

If you are considering your first buy to let, we would recommend you seek independent mortgage advice. 

You may already own a buy to let property or have a portfolio of properties and planning to purchase more? Impartial will talk you through your options and mortgages available before recommending the most suitable mortgage for you.

What happens when you contact us?

When you contact Impartial, we will initially discuss your needs, answer any questions and ask what we can do for you.  A meeting can then me arranged, or we can email you a short mortgage questionnaire which you can complete and return in your own time.  This helps us to understand your financial circumstances and needs so that we can recommend the most suitable mortgage for you.

Please refer to our Impartial Mortgages FAQ's or some of the most popular questions about our services.

Do you deal with all mortgage lenders?

We are an Independent Mortgage Broker but unfortunately there are always going to be some lenders that do not use brokers. There are not many lenders in this category.

How does the mortgage process work?

Most mortgages are arranged on-line by us. Once we know your personal information and financial circumstances we will recommend the best mortgage deal for you. We will then complete the agreement in principle (lender credit check) and then submit the application if accepted.

Proof of income and supporting documentation is then sent to the mortgage lender.

The lender arranges the valuation of the property and once this is returned, the case is normally reviewed and the mortgage offer issued.

Impartial will follow the progress of the mortgage from submission to the lender through to completion.

How long will it take?

Every mortgage is different. However, a general guide would be, remortgage 4-5 weeks and a purchase/home mover 6 weeks to 3 months dependent on number of buyers in the chain.

We can sometimes arrange a mortgage in Chichester within 24 hours if it is urgent. As we are local the process is made easier.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage.

Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.