Mortgage Brokers Basingstoke

Independent Mortgage Broker Basingstoke. No Fees for mortgages arranged over £100,000. Mortgage advice in our office, your home or over the phone.  Locally based adviser.

Local mortgage broker. We arrange all residential mortgages. From first time buyers to home movers and remortgages in Basingstoke and the surrounding areas.

We are experts in what we do and whilst there are a lot of considerations with every mortgage, we can arrange applications within 24 hours if it is urgent.

A large percentage of our mortgages arranged initially come from recommendations from family and friends, which makes it a fundamental part of our business plan. This isn't just because we don't normally charge broker fees when arranging mortgages. We take all the hassle out of shopping around for a mortgage in Basingstoke. We deal with the estate agents, vendors and mortgage lenders on a daily basis. Our job is not finished until we have followed the application through to completion.

We like to think that a good local Mortgage Broker should also be a long-term arrangement so we automatically contact you when your initial fixed, tracker or capped mortgage rate expires and shop around for the best mortgage deal if you want more security than the lenders variable rate.

We also deal with the top UK companies for life insurance and associated insurances.

If you are looking for a local Mortgage Broker in Basingstoke that offers a professional service then please contact us.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage.
Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Remortgaging your property in Basingstoke

It is possible that you could save money by arranging a new mortgage deal. Whether this be a new rate with your current provider or by remortgaging to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have up to six months left of a fixed, tracker or discounted rate, we would recommend you speak to Impartial about your mortgage options.

We are a whole of market Basingstoke Mortgage Broker.  We research and arrange mortgages from across the whole market. 

Basingstoke Buy to Let Mortgages

There is good demand for rental properties in and around Basingstoke.

If you are considering your first buy to let, we would recommend you seek independent mortgage advice. 

You may already own a buy to let property or have a portfolio of properties and planning to purchase more? Impartial will talk you through your options and mortgages available before recommending the most suitable mortgage for you.

What happens when you contact us?

When you contact Impartial, we will initially discuss your needs, answer any questions and ask what we can do for you.  A meeting can then me arranged, or we can email you a short mortgage questionnaire which you can complete and return in your own time.  This helps us to understand your financial circumstances and needs so that we can recommend the most suitable mortgage for you.

How does the mortgage process work?

Most mortgages are arranged on-line by us. Once we know your personal information and financial circumstances we will recommend the best mortgage deal for you. We will then complete the agreement in principle (lender credit check) and then submit the application if accepted.

Proof of income and supporting documentation is then sent to the mortgage lender.

The lender arranges the valuation of the property and once this is returned, the case is normally reviewed and the mortgage offer issued.

Impartial will follow the progress of the mortgage from submission to the lender through to completion.

How long will it take?

Every mortgage is different. However, a general guide would be, remortgage 4-5 weeks and a purchase/home mover 6 weeks to 3 months dependent on number of buyers in the chain.

We can sometimes arrange a mortgage in Basingstoke within 24 hours if it is urgent. As we are local the process is made easier.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage.

Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.