Mortgage Broker Southampton
Independent Mortgage Broker Southampton. No Fees for mortgages arranged over £100,000. Mortgage advice in our office, your home or over the phone.
At Impartial Mortgage & Protection Ltd we arrange pretty much all residential mortgages. From first time buyers to home movers and remortgages in Southampton, Eastleigh and Hedge End and the surrounding areas.
We are based in the heart of Southampton so if you are looking for mortgage advice from a local broker, feel free to call us and we will arrange an informal meeting. We have been arranging mortgages in Southampton for years and have built up a reputation for being fully both independent and professional.
We do not normally charge fees for mortgages arranged in Southampton if the loan is above £100,000. This is because we are paid by mortgage lenders to introduce business to them. A large percentage of our clients come from recommendations year after year and we pride ourselves on our customer service and quick service.
As Impartial are local mortgage brokers based in Southampton, we are in the best position to help you with your mortgage needs.
We deal with Estate Agents, valuers, lenders and solicitors on a daily basis to make any mortgage a smooth process for you.
So of you are looking for a mortgage in Southampton or would like to speak to a mortgage broker in Southampton please give us a call or email us.
Getting a Credit Check
If you are considering a new mortgage, we recommend you start by checking your credit file online. You can do this with several companies, but we recommend Checkmyfile.com because their reports include searches from multiple agencies in 1 report. Experian, Equifax and TransUnion. Checkmyfile.com offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.
Remortgaging your property in Southampton
It is possible that you could save money by arranging a new mortgage deal. Whether this be a new rate with your current provider or by remortgaging to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have up to six months left of a fixed, tracker or discounted rate, we would recommend you speak to Impartial about your mortgage options.
We are a whole of market Southampton Mortgage Broker. We research and arrange mortgages from across the whole market.
Southampton Buy to Let Mortgages
With Southampton University and a large population. There is good demand for rental properties in and around Southampton.
If you are considering your first buy to let, we would recommend you seek independent mortgage advice.
You may already own a buy to let property or have a portfolio of properties and planning to purchase more? Impartial will talk you through your options and mortgages available before recommending the most suitable mortgage for you.
What happens when you contact us?
When you contact Impartial, we will initially discuss your needs, answer any questions and ask what we can do for you. A meeting can then me arranged, or we can email you a short mortgage questionnaire which you can complete and return in your own time. This helps us to understand your financial circumstances and needs so that we can recommend the most suitable mortgage for you.
Please refer to our Impartial Mortgages FAQ's or some of the most popular questions about our services are under the daily best mortgage deal tables.
