Mortgage Broker Poole
Independent Mortgage Broker Poole. No Fees for mortgages arranged over £100,000.
At Impartial Mortgage & Protection Ltd we arrange pretty much all residential mortgages. From first time buyers to home movers and remortgages in Poole, Parkstone, Hamworthy and the surrounding areas.
We are a local broker, so feel free to call us and we will arrange an informal meeting. We have been arranging mortgages in Poole for years and have built up a reputation for being fully both independent and professional.
We do not normally charge fees for mortgages arranged in Poole if the loan is above £100,000. This is because we are paid by mortgage lenders to introduce business to them. A large percentage of our clients come from recommendations year after year and we pride ourselves on our customer service and quick service.
We deal with Estate Agents, valuers, lenders and solicitors on a daily basis to make any mortgage a smooth process for you.
So of you are looking for a mortgage in Poole or would like to speak to a mortgage broker in Poole please give us a call or email us.
Remortgaging your property in Poole
It is possible that you could save money by arranging a new mortgage deal. Whether this be a new rate with your current provider or by remortgaging to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have up to six months left of a fixed, tracker or discounted rate, we would recommend you speak to Impartial about your mortgage options.
We are a whole of market Poole Mortgage Broker. We research and arrange mortgages from across the whole market.
How does the mortgage process work?
Most mortgages are arranged on-line by us. Once we know your personal information and financial circumstances we will recommend the best mortgage deal for you. We will then complete the agreement in principle (lender credit check) and then submit the application if accepted.
Proof of income and supporting documentation is then sent to the mortgage lender.
The lender arranges the valuation of the property and once this is returned, the case is normally reviewed and the mortgage offer issued.
Impartial will follow the progress of the mortgage from submission to the lender through to completion.
How long will it take?
Every mortgage is different. However, a general guide would be, remortgage 4-5 weeks and a purchase/home mover 6 weeks to 3 months dependent on number of buyers in the chain.
We can sometimes arrange a mortgage in Southampton within 24 hours if it is urgent. As we are local the process is made easier.
Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Useful facts about Impartial
We arrange mortgages across the market and we also have access to exclusive mortgage deals not normally available if customers in Poole approach the lender direct.
Impartial arranges residential mortgages in Poole. Home movers, first time buyers, buy to let and remortgages including the very popular ‘fees free remortgage’.
Impartial also arrange Shared Ownership mortgages.
Whilst we can arrange mortgages over the phone and on-line we find most clients prefer the face to face service.
We have built up thousands of clients throughout the South of England and many clients in and around Poole.
Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
