Mortgage Advice Isle Of Wight

Expert Independent Mortgage Advice Isle of Wight

Local Mortgage Adviser based just outside Lymington with over 20 years experience

We normally do not charge fees for our services provided the mortgage arranged is over £100,000

Home visits or mortgages arranged over the phone

Mortgage Broker Isle Of Wight

Independent Mortgage Broker Isle of Wight. No Fees for mortgages arranged over £100,000.  

We like to think that we are a Mortgage Broker with a difference. Firstly, if the mortgage arranged is over £100,000 we do not normally charge fees for arranging your mortgage in Isle of Wight and secondly we offer a first class professional service researching, recommending and arranging every mortgage after making sure this is the best mortgage deal available based on the clients personal circumstances.

Impartial Mortgage & Protection are a short ferry ride from the Isle of Wight, just outside Lymington in the New Forest.

For most of the mortgages that we arrange we do not charge fees. Mortgage lenders pay us a small percentage of the mortgage arranged when it completes. We only charge you a fee in addition to this if the mortgage arranged is less than £100,000. For mortgages of under £100,000 there may be a fee for mortgage advice, the specific amount will depend upon your circumstances but our typical fee is £200.

Our mortgage business model keeps us very busy even through the hard recent times. Recommendations and word of mouth accounting for a large proportion of our business.

We find most new clients want to discuss things over the phone at first and then either have their mortgage or life insurance arranged direct or with a home visit to the Isle of Wight to discuss face to face.

We are quite happy to come to Newport, Ventnor, Shanklin, Bembridge, Ryde or Cowes to arrange a mortgage if requested.

Alternatively, if you would like to look around yourself then please feel free to look at our online mortgage calculator or life insurance quoting tools which are updated daily for clients in Isle of Wight and non-clients to use anytime 24 hours a day. There is no obligation or passwords required.

Getting a Credit Check

If you are considering a new mortgage, we recommend you start by checking your credit file online.  You can do this with several companies, but we recommend because their reports include searches from multiple agencies in 1 report.  Experian, Equifax and TransUnion. offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Impartial Mortgage & Protection
Isle of Wight Office

01425 638057

Send us a message or Enquiry

If you are looking for a mortgage in the Isle of Wight, you may be looking to move to the area so we have given you a small summary of the area and some useful links.

The Isle of Wight has miles and miles of beautiful sandy beaches. The main resorts are Ventnor, Sandown, Shanklin, Ryde and Bembridge.

The main way to travel to the Isle of Wight is via ferries from Lymington, Portsmouth and Southampton. The quickest way to Isle of Wight is by hovercraft from Southsea in Portsmouth.

The Island normally hosts the Isle of Wight Music Festival in June and is well known for top acts playing at Carisbrooke Castle and Osborne House.

The Isle of Wight has a slower pace of life than the mainland. However this is no boring place to live. Whether you want a buzzing town or a quiet village location, a country home or a first time buyer property. The Isle of Wight has it all.

The main employers on the island are tourism, health, education and public administration.

Isle of Wight Council

Visiting Isle of Wight

Accommodation Information

Visiting Isle of Wight

Impartial Mortgage & Protection Ltd - Isle of Wight Impartial Mortgages - Isle of Wight

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About Us

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Impartial Mortgage & Protection is an Independent Mortgage Broker and Insurance Brokerage.

Head Office

Enterprise House, Ocean Way,
Southampton, Hampshire,
SO14 3XB

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02380 221700

As a mortgage broker, Impartial receives a fee from mortgage lenders, which is normally a small percentage of the loan we arrange. We may charge a fee of £200 payable on application depending on the complexity and work involved in your case. Please see your fee agreement for details of the fee charged for your case. The fee agreement will be provided prior to gaining your agreement to proceed.

Impartial Mortgage & Protection Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Impartial Mortgage & Protection Ltd. Registered office: Enterprise House, Ocean Way, Southampton, United Kingdom, SO14 3XB. This website and its content is copyright of Impartial - © Impartial 2016. All rights reserved. Company registration number 09648996

The guidance contained in this website is subject to the UK regulatory regime and is therefore targeted at consumers based within the UK.

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