Mortgage Advice Southampton

Independent Mortgage Broker with offices based in the centre of Southampton.

We have been arranging mortgages in Southampton and providing mortgage advice for clients throughout Southampton and Hampshire for many years.

Impartial will not charge Mortgage Broker fees if your mortgage is over £100,000.

Mortgages arranged over the telephone or in person. 

Get In Touch

Mortgage Broker Southampton

Independent Mortgage Broker Southampton. No Fees for mortgages arranged over £100,000. Mortgage advice in our office, your home or over the phone.

At Impartial Mortgage & Protection Ltd we arrange pretty much all residential mortgages. From first time buyers to home movers and remortgages in Southampton, Eastleigh and Hedge End and the surrounding areas.

We are based in the heart of Southampton so if you are looking for mortgage advice from a local broker, feel free to call us and we will arrange an informal meeting. We have been arranging mortgages in Southampton for years and have built up a reputation for being fully both independent and professional.

We do not normally charge fees for mortgages arranged in Southampton if the loan is above £100,000. This is because we are paid by mortgage lenders to introduce business to them. A large percentage of our clients come from recommendations year after year and we pride ourselves on our customer service and quick service.

As Impartial are local mortgage brokers based in Southampton, we are in the best position to help you with your mortgage needs.

We deal with Estate Agents, valuers, lenders and solicitors on a daily basis to make any mortgage a smooth process for you.

So of you are looking for a mortgage in Southampton or would like to speak to a mortgage broker in Southampton please give us a call or email us.

Getting a Credit Check

If you are considering a new mortgage, we recommend you start by checking your credit file online.  You can do this with several companies, but we recommend  because their reports include searches from multiple agencies in 1 report.  Experian, Equifax and TransUnion. offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.

Remortgaging your property in Southampton

It is possible that you could save money by arranging a new mortgage deal. Whether this be a new rate with your current provider or by remortgaging to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have up to six months left of a fixed, tracker or discounted rate, we would recommend you speak to Impartial about your mortgage options.

We are a whole of market Southampton Mortgage Broker.  We research and arrange mortgages from across the whole market. 

Southampton Buy to Let Mortgages

With Southampton University and a large population.  There is good demand for rental properties in and around Southampton.

If you are considering your first buy to let, we would recommend you seek independent mortgage advice. 

You may already own a buy to let property or have a portfolio of properties and planning to purchase more? Impartial will talk you through your options and mortgages available before recommending the most suitable mortgage for you.

What happens when you contact us?

When you contact Impartial, we will initially discuss your needs, answer any questions and ask what we can do for you.  A meeting can then me arranged, or we can email you a short mortgage questionnaire which you can complete and return in your own time.  This helps us to understand your financial circumstances and needs so that we can recommend the most suitable mortgage for you.

Please refer to our Impartial Mortgages FAQ's or some of the most popular questions about our services are under the daily best mortgage deal tables.

Do you deal with all mortgage lenders?

We are an Independent Mortgage Broker but unfortunately there are always going to be some lenders that do not use brokers. There are not many lenders in this category.

How does the mortgage process work?

Most mortgages are arranged on-line by us. Once we know your personal information and financial circumstances we will recommend the best mortgage deal for you. We will then complete the agreement in principle (lender credit check) and then submit the application if accepted.

Proof of income and supporting documentation is then sent to the mortgage lender.

The lender arranges the valuation of the property and once this is returned, the case is normally reviewed and the mortgage offer issued.

Impartial will follow the progress of the mortgage from submission to the lender through to completion.

How long will it take?

Every mortgage is different. However, a general guide would be, remortgage 4-5 weeks and a purchase/home mover 6 weeks to 3 months dependent on number of buyers in the chain.

We can sometimes arrange a mortgage in Southampton within 24 hours if it is urgent. As we are local the process is made easier.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Impartial Mortgage & Protection
Enterprise House,
Ocean Way
SO14 3XB


02380 221700

Send us a message or Enquiry

Southampton general information useful links if considering moving to Southampton

Southampton is one of the cruise capitals of Northern Europe and has over four million visitors a year. It is a lovely city which suits all ages and interests for people to live, work or play.

Southampton city is full of places to go and things to do and boarders Portsmouth and the popular New Forest National Park. Both within easy driving distance within 30 minutes.

Southamptons historic old town dates back over 800 years with longest stretch of unbroken Medieval defensive walling in England.

There are also excellent shopping centres, Ikea, Bargate, Marlands and WestQuay being the main places to shop. Here you will find designer retail outlets and all other shopping facilities to spend hours of retail therapy.

Southampton Tourism

Southampton University

Southampton City Council

Southampton (Saints) Football Club

Frixo traffic reports (Southampton)

Impartial Mortgage & Protection Ltd - Southampton Impartial Mortgages - Southampton

check icon First Time Buyers
check icon Home Movers
check icon Buy to Let
check icon Remortgages

About Us

Footer logo

Impartial Mortgage & Protection is an Independent Mortgage Broker and Insurance Brokerage.

Head Office

Enterprise House, Ocean Way,
Southampton, Hampshire,
SO14 3XB

phone icon

02380 221700

As a mortgage broker, Impartial receives a fee from mortgage lenders, which is normally a small percentage of the loan we arrange. We may charge a fee of £200 payable on application depending on the complexity and work involved in your case. Please see your fee agreement for details of the fee charged for your case. The fee agreement will be provided prior to gaining your agreement to proceed.

Impartial Mortgage & Protection Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Impartial Mortgage & Protection Ltd. Registered office: Enterprise House, Ocean Way, Southampton, United Kingdom, SO14 3XB. This website and its content is copyright of Impartial - © Impartial 2016. All rights reserved. Company registration number 09648996

The guidance contained in this website is subject to the UK regulatory regime and is therefore targeted at consumers based within the UK.

© Copyright 2024 Impartial Mortgage & Protection LtdWeb Design By Toolkit Websites