Mortgage Advice Portsmouth

Expert Independent Mortgage Advice in Portsmouth and surrounding areas

We have been giving mortgage advice to clients in and around Portsmouth for many years with hundreds of satisfied customers

We normally do not charge fees for our services provided the mortgage arranged is over £100,000

Home visits or mortgages arranged over the phone

Mortgage Broker Portsmouth

Independent Mortgage Broker Portsmouth. We have been arranging mortgages in Portsmouth for over 20 years. No Fees for mortgages arranged over £100,000.  

We have industry experts who can research and secure the most suitable mortgage for you. We will guide you through the process and find and arrange the very best deals for you and your family.

We are fully independent mortgage brokers and arrange all residential mortgages for purchase, remortgage and buy to let properties in Portsmouth and the surrounding areas. 

We deal with lenders on your behalf, so everything from paperwork to application is as stress-free as we can make it.  Working with lenders, large and small to give you exclusive access to a comprehensive range of mortgage rates.

There are no charges to you when we research or recommend mortgages in Portsmouth and you will be under no obligation if you use our free online daily updated best mortgage deals. We do however recommend that any mortgage should be advised by someone Independent and Impartial. Why do all the research and application and paperwork when you can use an Independent Mortgage Broker local to Portsmouth to do it for you.

Getting a Credit Check

If you are considering a new mortgage, we recommend you start by checking your credit file online.  You can do this with several companies, but we recommend  because their reports include searches from multiple agencies in 1 report.  Experian, Equifax and TransUnion. offers a 30-day free trial and then charges £14.99 per month thereafter and can be cancelled at any time.

Remortgaging your property in Portsmouth

It is possible that you could save money by arranging a new mortgage deal. Whether this be a new rate with your current provider or by remortgaging to a lender with a better offer. If you are on your lender’s Standard Variable Rate (SVR) or only have up to six months left of a fixed, tracker or discounted rate, we would recommend you speak to Impartial about your mortgage options.

We are a whole of market Portsmouth Mortgage Broker.  We research and arrange mortgages from across the whole market. 

Do you charge fees for arranging mortgages in Portsmouth?

Mortgage lenders pay us a small percentage of the mortgage arranged when it completes. We only charge you a fee in addition to this if the mortgage arranged is less than £100,000. For mortgages of under £100,000 there may be a fee for mortgage advice, the specific amount will depend upon your circumstances but our typical fee is £200.

Remember that your home may be repossessed if you do not keep up repayments on your mortgage. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Portsmouth Buy to Let Mortgages

There is good demand for rental properties in and around Portsmouth.

If you are considering your first buy to let, we would recommend you seek independent mortgage advice. 

You may already own a buy to let property or have a portfolio of properties and planning to purchase more? Impartial will talk you through your options and mortgages available before recommending the most suitable mortgage for you.

Are you really independent?

Yes, there are a few lenders that do not use mortgage brokers and only arrange mortgages direct. They are few and far between however and often do not have better rates than an independent mortgage broker. We also have access to exclusive mortgage deals that clients going direct to a lender would not have access to.

Portsmouth, also known as also known as Pompey is packed with natural history. Portsmouth has the oldest Dry Dock in the world and the ferry port is one of the busiest in the UK.

Portsmouth is also home to the Royal Navy, the University of Portsmouth and Portsmouth (Pompy) football club.

It both a lovely place to work and live and is full of things to do and see and has a large selection of restaurants, clubs and bars for the evening. Port Solent and Gunwharf Quays in particular are up very popular.

Impartial Mortgage & Protection
Portsmouth Office

02393 541540

Send us a message or Enquiry

Portsmouth overview and useful links for the area

Portsmouth Tourism

University of Portsmouth

Portsmouth City Council

Portsmouth Historic Dockyard

Impartial Mortgage & Protection Ltd - Portsmouth Impartial Mortgages - Portsmouth

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About Us

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Impartial Mortgage & Protection is an Independent Mortgage Broker and Insurance Brokerage.

Head Office

Enterprise House, Ocean Way,
Southampton, Hampshire,
SO14 3XB

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02380 221700

As a mortgage broker, Impartial receives a fee from mortgage lenders, which is normally a small percentage of the loan we arrange. We may charge a fee of £200 payable on application depending on the complexity and work involved in your case. Please see your fee agreement for details of the fee charged for your case. The fee agreement will be provided prior to gaining your agreement to proceed.

Impartial Mortgage & Protection Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Impartial Mortgage & Protection Ltd. Registered office: Enterprise House, Ocean Way, Southampton, United Kingdom, SO14 3XB. This website and its content is copyright of Impartial - © Impartial 2016. All rights reserved. Company registration number 09648996

The guidance contained in this website is subject to the UK regulatory regime and is therefore targeted at consumers based within the UK.

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