Fixed mortgage rate - you pay a set rate of interest for an agreed period, usually 2,3 or 5 years.
Tracker mortgage - your interest rate tracks the Bank of England base rate (variable).
Discounted - offers a % discount on the lender's standard variable interest rate
Capped - your interest rate won't rise above the capped interest rate for an agreed period.
Offset mortgage - offset any credit balances you have in any eligible current accounts with the same mortgage lender to reduce the mortgage term or monthly payments.
We understand that taking out a mortgage is one of the most important financial decisions you will take in your lifetime. There are hundreds of mortgage deals available on a daily basis. Different rates, features and flexible options. Some with high fees and some with little or no fees at all.
It's fair to say that trying to find the best mortgage deal, taking all the above into account can be a difficult process.
Impartial Mortgage & Protection Ltd take the time to understand your personal circumstances and needs and advise the best mortgage deal for you.
We are a National Mortgage Broker who treats every customer how they would like to be treated.