Income Protection Insurance
All income protection insurance premiums discounted
- One income protection insurance quote with all
the top UK providers in less than 60 seconds
- We can be Cheaper than buying direct
- No obligation advice and quotes
- Discuss your income protection
insurance with one of our experts
These are some of the top UK income protection insurance insurance companies we use to give you the best quotes
Income protection insurance
Most of us have some form of life insurance, home insurance, or critical illness insurance. Why then do so many people not have income protection insurance? The main reasons so many people don't have this valuable cover is that it either hasn't been sold to us or explained fully when we have started other insurances. Without income, we cannot afford the above insurances, mortgages or other essential expenses.
You wouldn't imagine a Taxi Driver without insurance for his taxi, but that same taxi driver probably doesn't have income protection insurance for himself. If the same taxi driver couldn't drive, what use was the insurance on the car?
The point is that our income is the foundations of most of the things we do in life so more of us should make sure that if the unforeseen happens, we have something to fall back on.
Companies like ours are paid commission by income protection insurance providers for arranging policies with them.
We have chosen to be paid significantly less than most other companies and passed on any of this reduction to our customers.
This is why our discounted life insurance premiums are likely to be cheaper than most
Do I need income protection insurance?
- Will your employer continue to pay you a percentage of your salary until you
retire if you are off work due to long term illness or disability?
- If you are part of a couple, could you survive financially on your partner's income alone?
- Do you have sufficient savings to fall back on if you are off work due to sickness or an accident?
If the answers to the above questions are no then you should consider income protection insurance.
What is income protection insurance
income protection insurance would normally protect up to 50 - 65% of your gross (pre-tax) earnings from the risk of sickness or injury. income protection insurance can provide cover for a minimum of 5 years to a maximum policy term lasting until the national retirement age. income protection insurance should not be confused with accident sickness or unemployment cover.
State Benefits simply aren't enough for a normal family.
Without some form of income protection insurance, you should expect a substantial reduction in your standard of living
income protection insurance
|Protect your income against sickness or injury with a tax-free monthly benefit|
|Insure up to 65% of your pre-tax monthly income whether employed or self employed|
|Multiple claims can be made over the term of the policy if you are unable to work|
|Choose your length of cover, which can provide until retirement if desired|
Who should have income protection insurance?
|Employees who receive little or no sick pay from their employer if they are unable to work due to illness or injury|
|Self employed people whose income is dependent on them being able to work.|
|Homeowners with a mortgage or regular monthly bills that would still need to be paid.|