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Income Protection Insurance advised and recommended

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We will not charge you fees to arrange your Income Protection Insurance

Income Protection

Income protection insurance

Most of us have some form of life insurance, home insurance, or critical illness insurance. Why then do so many people not have income protection insurance? The main reasons so many people don't have this valuable cover is that it either hasn't been sold to us or explained fully when we have started other insurances. Without income, we cannot afford the above insurances, mortgages or other essential expenses.

You wouldn't imagine a Taxi Driver without insurance for his taxi, but that same taxi driver probably doesn't have income protection insurance for himself. If the same taxi driver couldn't drive, what use was the insurance on the car?

The point is that our income is the foundations of most of the things we do in life so more of us should make sure that if the unforeseen happens, we have something to fall back on.

Companies like ours are paid commission by income protection insurance providers for arranging policies with them.

Do I need income protection insurance?

  • Will your employer continue to pay you a percentage of your salary until youretire if you are off work due to long term illness or disability?
  • If you are part of a couple, could you survive financially on your partner's income alone?
  • Do you have sufficient savings to fall back on if you are off work due to sickness or an accident?

If the answers to the above questions are no then you should consider income protection insurance.

What is income protection insurance

Income protection insurance would normally protect up to 50 - 65% of your gross (pre-tax) earnings from the risk of sickness or injury. income protection insurance can provide cover for a minimum of 5 years to a maximum policy term lasting until the national retirement age. income protection insurance should not be confused with accident sickness or unemployment cover.

State Benefits simply aren't enough for a normal family.

Without some form of income protection insurance, you should expect a substantial reduction in your standard of living

About Us

Impartial Mortgage & Protection is an Independent Mortgage Broker and Insurance Brokerage.

Head Office

Top Floor, 5 London Road,
Southampton, Hampshire,
SO15 2AE

02380 221700

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Wills & trusts, conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
As a mortgage broker, Impartial receives a fee from mortgage lenders, which is normally a small percentage of the loan we arrange. We do not charge a fee for mortgages over £100,000. For mortgages of under £100,000 there may be a fee for mortgage advice, the specific amount will depend upon your circumstances but our typical fee is £200

Impartial Mortgage & Protection Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Impartial Mortgage & Protection Ltd. Registered office:Top Floor, 5 London Road, Southampton, Hampshire, SO15 2AE This website and its content is copyright of Impartial - © Impartial 2016. All rights reserved. Company registration number 09648996

The guidance contained in this website is subject to the UK regulatory regime and is therefore targeted at consumers based within the UK.

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